Welcome to Big Three Retiree (the "Site"), operated by Richard W. Paul & Associates, LLC. By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.
By accessing this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. We may update these terms at any time without notice, and your continued use of the Site constitutes acceptance of any changes.
This Site is intended for informational purposes only and is designed for use by individuals over the age of 18 located in the United States. The information provided does not constitute legal, tax, or investment advice. You should consult with qualified professionals before making any financial decisions.
The content on this Site is provided for general informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any securities or financial products. Past performance is not indicative of future results. Any investment decisions should be made in consultation with a qualified financial advisor who understands your specific situation.
Your use of this Site does not create an advisory, fiduciary, or professional services relationship between you and Richard W. Paul & Associates, LLC. A client relationship is only established through the execution of a written advisory agreement.
All content on this Site, including but not limited to text, graphics, logos, images, audio, video, and software, is the property of Richard W. Paul & Associates, LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, or impair the Site. You also agree not to attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site.
This Site may contain links to third-party websites. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content or practices of any third-party sites. Your use of third-party websites is at your own risk.
The information on this Site is believed to be accurate at the time of writing; however, laws, regulations, and financial circumstances change frequently. We make no guarantees that the information remains current, complete, or applicable to your specific situation. You should verify all information independently before making any financial decisions.
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY LAW, RICHARD W. PAUL & ASSOCIATES, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR ANY CONTENT THEREIN, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify and hold harmless Richard W. Paul & Associates, LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or your violation of these Terms of Use.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the state or federal courts located in Oakland County, Michigan.
If you have any questions about these Terms of Use, please contact us at (248) 305-9911 or email info@rwpaul.com.
Last updated: May 2026
Richard W. Paul & Associates, LLC
39555 Orchard Hill Place, Suite 100
Novi, MI 48375
(248) 305-9911